Are you an experienced Mortgage Loan Broker looking for a new opportunity? We are seeking an experienced and detail-oriented Mortgage Loan Broker to join our dynamic team at our headquarters in Chantilly, VA. At EmpowerHome Mortgage, we believe in providing a supportive environment that removes obstacles, allowing our team members to thrive. If you have a passion for serving clients and a proven track record in structuring lending solutions, we invite you to apply for this exciting opportunity. Appointments are booked for you, and lead generation is done through our EmpowerHome Lead Generation pillars!
If you are passionate about delivering exceptional service, thrive in a dynamic environment, and meet the qualifications outlined below, we encourage you to apply today for this rewarding opportunity.
Why work for us?
Health, Dental, Vision, matched 401k, and short-term disability benefits provided.
Responsibilities
* Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submitted.
* Maintain accurate calendar availability, blocking when not available to take appointments that are booked by EmpowerHome Inside Sales Department.
* Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed including all third-party information before approval.
* Determine proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).
* Price loans and lock rates as per Company policy.
* Review returned applications and documentation for completeness, accuracy, and compliance.
* Run AUS and review for findings and required documentation.
* Prepare requested Pre-Qualifications as per Company policy. Order credit reports, appraisals, and title requests. Conduct regular follow-ups with clients and referral sources.
* Maintain regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
* Submit loan file allowing for stated turn times.
* Maintain pipeline of all loans in process, track their progress, and meet all contractual deadlines.
* Meet or exceed minimum production requirements.
* Complete annual Business Plan and meet regularly with Branch Manager.
* Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages.
* Maintain a professional image and standards consistent with company policies and procedures.
* Report to Branch Manager.
Qualifications
* Minimum of 2 years loan officer experience, or industry equivalent or Branch Manager deems history acceptable.
* NMLS registration required.
* Proven ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients.
* Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.
* High school or equivalent (Preferred).
* Fair Housing regulations: 1 year (Preferred).
* Sales: 2-3 years (Preferred).
* Loan origination: 1 year (Required).
Compensation
$100,000+ Commission Based Pay Annually.
About EmpowerHome Mortgage
At EmpowerHome Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout. Our goal is to earn your loyalty through our integrity, knowledge, and experience. At EmpowerHome Mortgage we want each of our clients to feel as if they are our only client! At EmpowerHome Mortgage our clients are our first priority.
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