Senior Risk Analyst *
BAWAG Group is the listed holding company of BAWAG, which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and quickly drive technological innovation. Flat hierarchies, a flexible working environment and equal opportunities for our employees are particularly important to us.
Main Tasks
* Analyze new lending and investment proposals including credit quality, collateral and monitoring framework; prepare independent credit opinions on investment proposals for presentation to Credit Committee.
* Responsible for monitoring the financial and operating risks for elements of the Bank's portfolio of domestic and international financings with a focus on Real Estate loans.
* Validate internal ratings for counterparties and facilities on an ongoing basis.
* Review and approve waivers to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments.
* Provide recommendations on credits for transfer to watchlist or workout group.
* Contribute to the ongoing development of the Bank's risk-related policies and procedures and the Risk division as a whole.
* Attend in the Credit Committee for relevant and specific transactions.
* Assist in the development and implementation of various risk related projects by providing respective expertise.
Your Profile
* Experience in Risk Management within major financial institutions, focusing on Corporate and Real Estate financing, syndications, and mezzanine financing.
* Good understanding of Western European, UK, and US markets (preferred).
* Strong knowledge of credit-related legal documentation and covenant structuring.
* Familiarity with credit risk assessment methodologies, rating agency criteria, and risk-pricing techniques.
* Proficient in standard computer applications. University degree or equivalent (preferred).
* Strong analytical skills with the ability to make quick, sound credit judgments.
Creative problem solver with a "can-do" attitude.
* Team player, able to work in small teams and perform well under pressure.
* Strong interpersonal skills, with the ability to negotiate, collaborate, and adapt flexibly.
* Fluent in English and German.
Our Offer
* Business Talks with the Senior Leadership Team, along with trainings, workshops, and learning stays across various departments, provide inspiring insights and learning opportunities.
* Mentoring & networking are supported through personal guidance from a buddy within the Senior Leadership Team and access to exclusive networking events (e.g., Trainee Alumni Club, ICON Afterworks).
* FlexOffice is our motto! Work from your private environment whenever it suits your role.
* On your office days, you'll work at our modern and easily accessible office near Vienna Central Station.
* We also offer attractive additional benefits, such as corporate health programs, group insurance, BAWAG sports club membership, and meal subsidies.
Your point of contact
For this position, the full-time minimum gross salary under the collective agreement is EUR 44.476,88 before tax. Depending on experience and professional training, there is a willingness to overpay.
Your contact person for this position: Sophie Piehslinger +43 664 88683956
*We value people.
Equal opportunity is important to us -- regardless of age, gender, sexual orientation, physical ability, religion, or origin.
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