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Are you a seasoned credit professional with deep expertise in the Small Amount Credit Contracts (SACC) and Medium Amount Credit Contracts (MACC) loan market? Join our dynamic team as a Credit Manager, where your experience in the payday lending sector will drive responsible lending practices, compliance, and growth.
About the Role
As our Credit Manager, you will oversee the credit assessment and approval process, ensuring alignment with regulatory requirements and best practices in the payday lending industry. You’ll play a pivotal role in managing risk, optimizing lending procedures, and maintaining high standards of customer service and compliance.
Key Responsibilities
1. Manage end-to-end credit assessment processes for SACC and MACC products, balancing risk and compliance.
2. Develop and implement credit policies and procedures tailored to the payday lending sector.
3. Monitor portfolio performance and identify trends to inform credit risk strategies.
4. Ensure compliance with all relevant legislation, including the National Consumer Credit Protection Act (NCCP) and ASIC guidelines.
5. Lead and mentor a team of credit analysts, fostering a culture of excellence and integrity.
6. Build strong relationships with internal stakeholders to support business goals and customer outcomes.
What We’re Looking For
1. Industry Expertise: Proven experience in payday lending and a deep understanding of SACC and MACC loan products.
2. Regulatory Knowledge: Strong familiarity with relevant laws, including responsible lending obligations.
3. Analytical Skills: Ability to assess creditworthiness, identify risks, and implement effective solutions.
4. Leadership: Demonstrated experience in managing and developing high-performing teams.
5. Communication: Excellent interpersonal skills with a customer-centric approach.
6. Problem-Solving: A proactive mindset with the ability to navigate complex credit scenarios.
Why Join Us?
1. Be part of a forward-thinking organization driving innovation in the payday lending space.
2. Opportunity to shape and influence credit strategy in a niche market.
3. Competitive salary package, professional growth opportunities, and a supportive work culture.
Apply Now
If you’re ready to lead and make a difference in the payday lending industry, we want to hear from you! Submit your resume and a cover letter through seek.
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